Bali, known as the Island of the Gods, effortlessly attracts visitors worldwide! But, as a visitor, one of the practical aspects you’ll need to address is currency exchange. While money changers in Bali are readily available, it is essential to know how you can get the best rates and avoid any scams.
You should also know about the best place to exchange currency in Bali. So, why not understand everything in detail before you book your Bali trip packages?
Let’s delve deeper into the currency exchange in Bali and how it can be done easily, so that you can explore the different places in Bali without any hassle.
Which Currency Is Used In Bali?
To answer the frequently asked question, “Which currency is used in Bali?”, the official currency is the Indonesian Rupiah (IDR). It serves as the standard currency in Bali for all transactions.
The most commonly used official Indonesian currency banknote denominations are:
- Rp100,000
- Rp50,000
- Rp20,000
- Rp10,000
- Rp5,000
- Rp2,000
- Rp1,000
To ensure authenticity, banknotes incorporate security features like watermarking, gold patches, and holographic security threads.
The most commonly used Indonesian currency coin denominations are:
- Rp1000
- Rp500
- Rp200
- Rp100
- Rp50
Indonesian Rupiah And Their Practical Uses
- Rp 1,000-5,000 Notes - Indeed perfect for small transactions - you'll find these handy for things like parking fees, small snacks from warungs (local eateries), or giving tips to motorcycle, taxi drivers.
- Rp 10,000-20,000 Notes - Work well for angkot or mikrolet fares (local minibuses), buying drinks at convenience stores, or small meals at local food stalls.
- Rp 50,000-100,000 Notes - Are your go-to for restaurant meals, shopping at malls, paying for attractions, or longer taxi rides.
- Coins: Rp 100, Rp 200, and Rp 500 coins are perfect for tiny purchases and making exact change.
Pro Tip: It’s always recommended to use a mix of bills to shop conveniently.
Currency Exchange Rates In Bali
Below are the currency exchange rates in Bali as of July 2025:
INR to IDR (Indian Rupee to Bali Currency):
When you exchange Indian currency, the rate shows how much Bali currency you'll get for each Indian Rupee.
- Currently, 1 INR to Bali currency gives you about 188.68 Indonesian Rupiah.
- This means if you have 1 Indian Rupee, you can exchange it for 188.68 Rupiah in Bali.
IDR to INR (Bali Currency to INR):
If you want to change your Bali currency to INR, you need to divide your Bali currency amount by the exchange rate.
Simple Examples For Bali Currency Exchange Rate:
- 1 Rupee in Bali currency = 188.68 Indonesian Rupiah
- 100 Indian Rupees to IDR = 100*188.68= 18,868 Indonesian Rupiah (multiply by 188.68)
- 5,000 IDR to INR = 5000/188.68 = 26.50 Indian Rupees (divide by 188.68)
- 100 Dollars in Bali currency = approximately 1,620,500 Indonesian Rupiah (since 1 USD = about 16,205 IDR)
Understanding the Bali currency in Indian Rupees helps Indian travellers budget better for their trip.
Where To Change Money In Bali?
Wondering where to change money in Bali? Here are some of the best places to visit where you can easily exchange foreign currency in Bali!
1. Ngurah Rai Airport Money Changers
Upon arriving in Bali, you’ll find several money changers at the international arrivals of Ngurah Rai Airport.
While these money exchange in Bali airport counters offer convenience, it’s important to note that their Bali exchange rates may not be as competitive as those found outside the airport.
However, it’s advisable to exchange enough money to cover your immediate expenses, such as taxi fares and transportation to your hotel. A reasonable amount to exchange would be around Rp 500,000 (approximately ₹2,638/- or US$40).
2. Authorized Exchange Bureaus
To ensure a reliable and secure currency exchange experience, it’s recommended to visit authorized and reputable Bali money exchange centres. Here are a few trusted options:
1. PT Central Kuta
With multiple branches in popular areas like Kuta, Legian, Seminyak, Nusa Dua, Ubud, Sanur, and Denpasar, PT Central Kuta is the best place to exchange currency in Bali.
It is known for its competitive Bali exchange rates, no commissions, and excellent service. Their head office is located on Kuta’s Sunset Road, while the busiest office is situated on Jalan Raya Kuta.
2. PT. Dirgahayu Valuta Prima
Another best place to exchange currency in Bali is PT. Dirgahayu Valuta Prima. Also known as Bali Best Rate, Dirgahayu Valuta Prima has been operating since 1984.
They have branches in Kuta, Sanur, Ubud, and near Tanah Lot Temple. It’s worth noting that they require a valid passport or ID for each transaction at their branches.
Major Indonesian banks such as BCA, Mandiri, and BNI provide money exchange services with clear, upfront rates. You'll easily find these bank branches in popular tourist spots, like Ubud, Kuta Beach, and Nusa Dua. They offer a secure and trustworthy way to exchange your currency.
Understanding Exchange Rates On Credit/Debit Cards
Cards are great for bigger purchases, but knowing these tricks helps you avoid paying more than you need to when dealing with Bali currency to India conversions.
- When you use your debit or credit card in Indonesia, your bank converts the money and might add extra fees. These charges differ between banks, so ask yours what they'll charge per purchase before you go.
- When paying with your card, you'll sometimes be asked whether to pay in Rupiah or your home currency. Always choose Rupiah! If you pick your home currency, the shop sets a worse Bali exchange rate than your bank would give you.
- If you'll be using cards a lot, think about getting a special travel card that charges less for foreign purchases. Some even give you better exchange rates, which saves you money.
- Use ATMs inside hotel lobbies, shopping malls, or bank branches. These are much safer and better looked after than random street machines.
- Always cover the keypad when typing your PIN and watch out for anyone standing too close or anything suspicious attached to the machine.
Now that you’ve gained knowledge on currency exchange, why not explore our most loved Bali Tour Package 5 Days 4 Nights with Bali Swing!
Handy Currency Apps For Your Indonesia Trip
Staying on top of exchange rates becomes much easier with the right apps on your phone. Here are two user-friendly options to help you budget and convert money quickly:
1. XE Currency Converter:
This popular app gives you live, accurate exchange rates using real market prices. Simply type in your amount - whether it's Indian Rupees or Indonesian Rupiah - and instantly see what it's worth in the other currency. Perfect for quick price checks while shopping or dining, especially when calculating Bali currency in Indian Rupees.
2. Indonesian Rupiah Converter:
This mobile app focuses specifically on converting Rupiah to major world currencies. It's designed to be fast and straightforward, making it ideal when you need quick Bali currency to India conversions on the go. You can download it on both Android and iPhone.
Tips For Currency Exchange In Bali
To make your Bali money exchange experience smooth and secure, consider the following travel tips:
- Check Rates Online: Having access to mobile internet during your travels in Bali allows you to check the latest exchange rates online. This knowledge will help you identify whether the rates offered by money changers are reasonable.
- Beware Of Too Good To Be True Offers: While some money changers may advertise amazing exchange rates with no commission, it’s important to be cautious. If a rate appears too good to be true, it’s advisable to exercise caution and double-check the authenticity of the money changer.
- Inspect Your Bills: Money changers in Bali often scrutinize the quality of your bills, particularly when exchanging US dollars for foreign currency in Bali. Ensure that your bills are newly issued, clean, and free from any creases or tears. Damaged bills may be rejected.
- Count Your Money Carefully: Always count your money in front of the money changer before leaving the counter. Take your time to ensure that the correct amount has been given to you.
Currency Exchange In Bali Quick Summary
Currency exchange in Bali is simple and convenient when you choose reputable money changers and follow basic precautions. With current Bali currency exchange rates showing 1 INR = approximately 188.68 IDR, Indian travellers get good value for their money.
Looking for the best place to exchange money? Consider authorized centres like PT Central Kuta, which offer competitive rates without hidden fees. Remember to compare rates between different exchanges, and always count your money before leaving the counter.
By following these straightforward guidelines, you'll secure fair rates and enjoy a hassle-free currency exchange in Bali during your vacation.
